Mortgage Process for Home Buyers

The Mortgage Process

Pre-Application

Gather documents and information needed for the mortgage application.

Application

Submit the mortgage application and supporting documents to the lender.

Processing

Lender reviews the application and verifies the information provided.

Underwriting

Lender evaluates the borrower's creditworthiness and ability to repay the loan.

Approval

Lender approves the loan and issues a commitment letter.

Closing

Borrower signs all closing documents and pays closing costs.

Funding

Lender funds the loan and records it with the county.

Funding

Lender funds the loan and records it with the county.

The price of freedom is eternal vigilance

Your Key to Financial Security

A modern house with a lot of windows and a blue sky in the background.
A living room with a fireplace and a couch.
A bedroom with a large bed and a picture on the wall above it.
A living room with a couch , chairs , coffee table and stairs.
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