The Ultimate Checklist

Mortgage Options

When buying a home, it is important to understand the different types of mortgage options available and how they can affect your budget.

Fixed-Rate Mortgages

These mortgages have a fixed interest rate for the entire loan term.

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Adjustable-Rate Mortgages

These mortgages have an interest rate that can change over time.

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FHA Loans

These loans are insured by the Federal Housing Administration and are available to all qualified buyers.

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Insurance & Title Policies

Insurance and title policies are an important part of the home buying process. Researching and comparing different policies can help you find the best coverage for your needs.

Understand Insurance Policies

Research the types of insurance policies available and what they cover

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Research Title Policies

Understand the different types of title policies and their coverage

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Compare Policies

Compare different policies to find the best coverage for your needs

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Planning

Day 1: Research mortgage options

Day 2: Check credit score

Day 3: Find a real estate agent

Day 4: Start house hunting

Day 5: Make an offer

Day 6: Negotiate terms

Day 7: Secure financing

Day 8: Schedule home inspection

Day 9: Finalize paperwork

Day 10: Close on the home

Transfer of Ownership & Final Walkthrough

Signing of Purchase Agreement

Buyer and Seller sign the purchase agreement

Home Inspection

Buyer completes a home inspection

Appraisal

Buyer completes an appraisal

Loan Approval

Buyer receives loan approval from lender

Final Walkthrough

Buyer completes a final walkthrough of the home

Closing Day

Buyer and Seller sign closing documents and transfer ownership

Negotiation is the art of getting what you want from someone who wants to give you something else.

Credit Score & Approval Process

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